Call reports 2009
FIRST NATIONAL BANK IN MUNDAY — 2009
What FIRST NATIONAL BANK IN MUNDAY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 76,207,000 | 74,116,000 | 71,724,000 | 76,131,000 |
| Total loans | 39,754,000 | 39,976,000 | 42,185,000 | 49,681,000 |
| Allowance for loan losses | 508,000 | 510,000 | 687,000 | 691,000 |
| Securities available for sale | 13,706,000 | 11,753,000 | 11,681,000 | 10,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,345,000 | 67,125,000 | 64,750,000 | 69,029,000 |
| Interest-bearing deposits | 49,545,000 | 47,451,000 | 45,347,000 | 46,093,000 |
| Noninterest-bearing deposits | 19,800,000 | 19,674,000 | 19,403,000 | 22,936,000 |
| Equity capital | 6,398,000 | 6,472,000 | 6,571,000 | 6,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,377,000 | 2,028,000 | 2,743,000 |
| Interest expense | 132,000 | 245,000 | 346,000 | 451,000 |
| Net interest income | 578,000 | 1,132,000 | 1,682,000 | 2,292,000 |
| Noninterest income | 187,000 | 406,000 | 628,000 | 878,000 |
| Noninterest expense | 701,000 | 1,376,000 | 2,024,000 | 2,711,000 |
| Provision for loan losses | 0 | 1,000 | 3,000 | 6,000 |
| Pretax income | 64,000 | 228,000 | 350,000 | 520,000 |
| Income tax | 21,000 | 75,000 | 115,000 | 176,000 |
| Net income | 43,000 | 153,000 | 235,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,510,000 | 6,619,000 | 6,703,000 | 6,811,000 |
| Total capital | 7,018,000 | 7,129,000 | 7,272,000 | 7,445,000 |
| Risk-weighted assets | 47,488,000 | 45,956,000 | 45,410,000 | 50,839,000 |