Call reports 2008
FIRST NATIONAL BANK IN MUNDAY — 2008
What FIRST NATIONAL BANK IN MUNDAY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 72,522,000 | 74,393,000 | 67,675,000 | 75,468,000 |
| Total loans | 36,464,000 | 36,014,000 | 37,797,000 | 42,295,000 |
| Allowance for loan losses | 503,000 | 501,000 | 485,000 | 504,000 |
| Securities available for sale | 17,074,000 | 19,487,000 | 17,005,000 | 14,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,217,000 | 67,163,000 | 60,345,000 | 68,581,000 |
| Interest-bearing deposits | 47,231,000 | 44,236,000 | 17,852,000 | 44,631,000 |
| Noninterest-bearing deposits | 17,986,000 | 22,927,000 | 42,493,000 | 23,950,000 |
| Equity capital | 6,914,000 | 6,896,000 | 7,017,000 | 6,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,866,000 | 2,709,000 | 3,497,000 |
| Interest expense | 289,000 | 531,000 | 738,000 | 920,000 |
| Net interest income | 679,000 | 1,335,000 | 1,971,000 | 2,577,000 |
| Noninterest income | 182,000 | 375,000 | 579,000 | 801,000 |
| Noninterest expense | 684,000 | 1,344,000 | 2,020,000 | 2,706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 366,000 | 530,000 | 672,000 |
| Income tax | 59,000 | 123,000 | 177,000 | 224,000 |
| Net income | 118,000 | 243,000 | 353,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,825,000 | 6,951,000 | 7,060,000 | 6,467,000 |
| Total capital | 7,328,000 | 7,452,000 | 7,545,000 | 6,971,000 |
| Risk-weighted assets | 44,596,000 | 44,451,000 | 44,374,000 | 50,175,000 |