Call reports 2007
FIRST NATIONAL BANK IN MUNDAY — 2007
What FIRST NATIONAL BANK IN MUNDAY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 63,271,000 | 65,280,000 | 62,256,000 | 68,404,000 |
| Total loans | 45,050,000 | 36,609,000 | 39,116,000 | 39,229,000 |
| Allowance for loan losses | 442,000 | 452,000 | 481,000 | 499,000 |
| Securities available for sale | 5,791,000 | 6,734,000 | 7,614,000 | 8,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,492,000 | 57,841,000 | 54,940,000 | 61,361,000 |
| Interest-bearing deposits | 41,949,000 | 40,578,000 | 40,456,000 | 41,746,000 |
| Noninterest-bearing deposits | 13,543,000 | 17,263,000 | 14,484,000 | 19,615,000 |
| Equity capital | 6,925,000 | 7,139,000 | 6,997,000 | 6,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,112,000 | 2,223,000 | 3,354,000 | 4,406,000 |
| Interest expense | 279,000 | 574,000 | 890,000 | 1,195,000 |
| Net interest income | 833,000 | 1,649,000 | 2,464,000 | 3,211,000 |
| Noninterest income | 173,000 | 362,000 | 551,000 | 777,000 |
| Noninterest expense | 610,000 | 1,288,000 | 1,944,000 | 2,586,000 |
| Provision for loan losses | 10,000 | 13,000 | 63,000 | 76,000 |
| Pretax income | 386,000 | 710,000 | 1,008,000 | 1,326,000 |
| Income tax | 128,000 | 236,000 | 336,000 | 438,000 |
| Net income | 258,000 | 474,000 | 672,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,927,000 | 7,143,000 | 6,991,000 | 6,707,000 |
| Total capital | 7,369,000 | 7,595,000 | 7,472,000 | 7,206,000 |
| Risk-weighted assets | 50,450,000 | 43,058,000 | 43,847,000 | 45,506,000 |