Call reports 2006
FIRST NATIONAL BANK IN MUNDAY — 2006
What FIRST NATIONAL BANK IN MUNDAY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 63,948,000 | 61,970,000 | 60,350,000 | 63,446,000 |
| Total loans | 41,299,000 | 41,113,000 | 40,898,000 | 45,887,000 |
| Allowance for loan losses | 430,000 | 412,000 | 424,000 | 453,000 |
| Securities available for sale | 14,819,000 | 9,366,000 | 7,398,000 | 6,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,177,000 | 55,131,000 | 53,150,000 | 56,040,000 |
| Interest-bearing deposits | 42,843,000 | 40,318,000 | 38,696,000 | 38,386,000 |
| Noninterest-bearing deposits | 15,334,000 | 14,813,000 | 14,454,000 | 17,654,000 |
| Equity capital | 5,396,000 | 6,125,000 | 6,362,000 | 6,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 966,000 | 1,955,000 | 3,002,000 | 4,157,000 |
| Interest expense | 259,000 | 511,000 | 765,000 | 1,027,000 |
| Net interest income | 707,000 | 1,444,000 | 2,237,000 | 3,130,000 |
| Noninterest income | 166,000 | 435,000 | 607,000 | 799,000 |
| Noninterest expense | 675,000 | 1,360,000 | 1,993,000 | 2,621,000 |
| Provision for loan losses | 1,000 | -718,000 | -710,000 | -683,000 |
| Pretax income | 197,000 | 1,237,000 | 1,561,000 | 1,991,000 |
| Income tax | 65,000 | 410,000 | 516,000 | 652,000 |
| Net income | 132,000 | 827,000 | 1,045,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,462,000 | 6,156,000 | 6,375,000 | 6,669,000 |
| Total capital | 5,892,000 | 6,568,000 | 6,799,000 | 7,121,000 |
| Risk-weighted assets | 47,222,000 | 46,133,000 | 44,553,000 | 50,086,000 |