Call reports 2005
FIRST NATIONAL BANK IN MUNDAY — 2005
What FIRST NATIONAL BANK IN MUNDAY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 70,784,000 | 73,132,000 | 70,092,000 | 72,428,000 |
| Total loans | 36,578,000 | 37,929,000 | 41,149,000 | 44,248,000 |
| Allowance for loan losses | 388,000 | 370,000 | 448,000 | 445,000 |
| Securities available for sale | 20,603,000 | 20,887,000 | 20,810,000 | 18,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,915,000 | 68,027,000 | 64,845,000 | 66,872,000 |
| Interest-bearing deposits | 51,719,000 | 47,817,000 | 49,062,000 | 48,500,000 |
| Noninterest-bearing deposits | 14,196,000 | 20,210,000 | 15,783,000 | 18,372,000 |
| Equity capital | 4,719,000 | 4,919,000 | 5,038,000 | 5,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,569,000 | 2,434,000 | 3,377,000 |
| Interest expense | 170,000 | 373,000 | 619,000 | 912,000 |
| Net interest income | 581,000 | 1,196,000 | 1,815,000 | 2,465,000 |
| Noninterest income | 157,000 | 316,000 | 475,000 | 644,000 |
| Noninterest expense | 658,000 | 1,226,000 | 1,844,000 | 2,458,000 |
| Provision for loan losses | 11,000 | 12,000 | 17,000 | 17,000 |
| Pretax income | 69,000 | 274,000 | 425,000 | 630,000 |
| Income tax | 16,000 | 81,000 | 126,000 | 194,000 |
| Net income | 53,000 | 193,000 | 299,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,947,000 | 5,087,000 | 5,193,000 | 5,330,000 |
| Total capital | 5,335,000 | 5,457,000 | 5,641,000 | 5,775,000 |
| Risk-weighted assets | 43,940,000 | 44,983,000 | 45,643,000 | 49,931,000 |