Call reports 2003
FIRST NATIONAL BANK IN MUNDAY — 2003
What FIRST NATIONAL BANK IN MUNDAY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,459,000 | 63,949,000 | 64,903,000 | 68,761,000 |
| Total loans | 31,276,000 | 28,442,000 | 28,253,000 | 35,595,000 |
| Allowance for loan losses | 631,000 | 778,000 | 883,000 | 906,000 |
| Securities available for sale | 24,798,000 | 25,191,000 | 25,352,000 | 24,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,109,000 | 59,236,000 | 60,152,000 | 64,020,000 |
| Interest-bearing deposits | 48,737,000 | 47,668,000 | 47,255,000 | 49,615,000 |
| Noninterest-bearing deposits | 11,372,000 | 11,568,000 | 12,897,000 | 14,405,000 |
| Equity capital | 4,194,000 | 4,532,000 | 4,582,000 | 4,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,449,000 | 2,103,000 | 2,813,000 |
| Interest expense | 196,000 | 380,000 | 551,000 | 721,000 |
| Net interest income | 548,000 | 1,069,000 | 1,552,000 | 2,092,000 |
| Noninterest income | 197,000 | 562,000 | 760,000 | 934,000 |
| Noninterest expense | 622,000 | 1,223,000 | 1,835,000 | 2,462,000 |
| Provision for loan losses | 32,000 | 230,000 | 271,000 | 285,000 |
| Pretax income | 91,000 | 178,000 | 206,000 | 279,000 |
| Income tax | 28,000 | 54,000 | -31,000 | -14,000 |
| Net income | 63,000 | 124,000 | 237,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,103,000 | 4,408,000 | 4,521,000 | 4,577,000 |
| Total capital | 4,575,000 | 4,855,000 | 4,964,000 | 5,106,000 |
| Risk-weighted assets | 37,604,000 | 35,457,000 | 34,981,000 | 41,905,000 |