Call reports 2002
FIRST WESTERN BANK — 2002
What FIRST WESTERN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,936,000 | 27,910,000 | 30,306,000 | 30,775,000 |
| Total loans | 13,106,000 | 14,425,000 | 14,373,000 | 15,320,000 |
| Allowance for loan losses | 133,000 | 144,000 | 145,000 | 146,000 |
| Securities available for sale | 8,925,000 | 9,190,000 | 9,841,000 | 9,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,193,000 | 24,225,000 | 26,306,000 | 26,360,000 |
| Interest-bearing deposits | 14,656,000 | 14,702,000 | 16,306,000 | 14,334,000 |
| Noninterest-bearing deposits | 10,537,000 | 9,523,000 | 10,000,000 | 12,026,000 |
| Equity capital | 3,381,000 | 3,486,000 | 3,670,000 | 3,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 771,000 | 1,154,000 | 1,539,000 |
| Interest expense | 69,000 | 128,000 | 185,000 | 231,000 |
| Net interest income | 307,000 | 643,000 | 969,000 | 1,308,000 |
| Noninterest income | 89,000 | 163,000 | 240,000 | 334,000 |
| Noninterest expense | 340,000 | 679,000 | 1,040,000 | 1,403,000 |
| Provision for loan losses | 2,000 | 13,000 | -104,000 | -104,000 |
| Pretax income | 54,000 | 114,000 | 273,000 | 345,000 |
| Income tax | 18,000 | 39,000 | 86,000 | 108,000 |
| Net income | 36,000 | 75,000 | 187,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,381,000 | 3,420,000 | 3,532,000 | 3,583,000 |
| Total capital | 3,514,000 | 3,564,000 | 3,677,000 | 3,729,000 |
| Risk-weighted assets | 16,044,000 | 17,109,000 | 17,592,000 | 18,639,000 |