Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 36,082,000 | 35,510,000 | 35,679,000 | 36,871,000 |
| Total loans | 17,852,000 | 18,166,000 | 18,813,000 | 19,001,000 |
| Allowance for loan losses | 449,000 | 437,000 | 451,000 | 459,000 |
| Securities available for sale | 7,576,000 | 7,058,000 | 7,301,000 | 6,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,087,000 | 30,673,000 | 31,002,000 | 32,410,000 |
| Interest-bearing deposits | 23,294,000 | 22,917,000 | 23,418,000 | 24,108,000 |
| Noninterest-bearing deposits | 7,793,000 | 7,756,000 | 7,584,000 | 8,302,000 |
| Equity capital | 4,338,000 | 4,427,000 | 4,505,000 | 4,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 773,000 | 1,149,000 | 1,523,000 |
| Interest expense | 27,000 | 53,000 | 80,000 | 106,000 |
| Net interest income | 364,000 | 720,000 | 1,069,000 | 1,417,000 |
| Noninterest income | 51,000 | 81,000 | 130,000 | 155,000 |
| Noninterest expense | 271,000 | 559,000 | 831,000 | 1,108,000 |
| Provision for loan losses | 14,000 | 20,000 | 27,000 | 31,000 |
| Pretax income | 131,000 | 254,000 | 373,000 | 465,000 |
| Income tax | 41,000 | 82,000 | 131,000 | 137,000 |
| Net income | 90,000 | 172,000 | 242,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,205,000 | 4,288,000 | 4,358,000 | 4,419,000 |
| Total capital | 4,430,000 | 4,514,000 | 4,588,000 | 4,654,000 |
| Risk-weighted assets | 17,735,000 | 17,940,000 | 18,038,000 | 18,530,000 |