Call reports 2013
FARMERS AND MERCHANTS BANK — 2013
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 33,952,000 | 34,343,000 | 34,525,000 | 35,943,000 |
| Total loans | 17,414,000 | 18,037,000 | 18,060,000 | 18,449,000 |
| Allowance for loan losses | 345,000 | 315,000 | 329,000 | 432,000 |
| Securities available for sale | 7,593,000 | 6,895,000 | 7,297,000 | 7,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,235,000 | 29,063,000 | 29,342,000 | 30,604,000 |
| Interest-bearing deposits | 22,021,000 | 22,975,000 | 23,607,000 | 24,095,000 |
| Noninterest-bearing deposits | 6,214,000 | 6,088,000 | 5,735,000 | 6,509,000 |
| Equity capital | 3,778,000 | 3,725,000 | 3,626,000 | 3,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 766,000 | 1,167,000 | 1,569,000 |
| Interest expense | 46,000 | 92,000 | 136,000 | 179,000 |
| Net interest income | 331,000 | 674,000 | 1,031,000 | 1,390,000 |
| Noninterest income | 42,000 | 127,000 | 139,000 | 180,000 |
| Noninterest expense | 300,000 | 585,000 | 884,000 | 1,193,000 |
| Provision for loan losses | 456,000 | 537,000 | 672,000 | 788,000 |
| Pretax income | -382,000 | -228,000 | -293,000 | -314,000 |
| Income tax | 0 | 0 | 0 | -143,000 |
| Net income | -382,000 | -228,000 | -293,000 | -171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,505,000 | 3,659,000 | 3,595,000 | 3,717,000 |
| Total capital | 3,740,000 | 3,894,000 | 3,833,000 | 3,964,000 |
| Risk-weighted assets | 18,704,000 | 18,715,000 | 18,961,000 | 19,505,000 |