Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,183,000 | 32,235,000 | 32,190,000 | 33,355,000 |
| Total loans | 16,010,000 | 16,602,000 | 17,033,000 | 17,303,000 |
| Allowance for loan losses | 389,000 | 409,000 | 408,000 | 376,000 |
| Securities available for sale | 9,017,000 | 9,028,000 | 8,638,000 | 8,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,002,000 | 25,907,000 | 25,925,000 | 27,104,000 |
| Interest-bearing deposits | 21,673,000 | 20,723,000 | 19,964,000 | 20,213,000 |
| Noninterest-bearing deposits | 5,329,000 | 5,184,000 | 5,961,000 | 6,891,000 |
| Equity capital | 3,959,000 | 4,067,000 | 4,180,000 | 4,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 770,000 | 1,169,000 | 1,543,000 |
| Interest expense | 55,000 | 107,000 | 154,000 | 197,000 |
| Net interest income | 327,000 | 663,000 | 1,015,000 | 1,346,000 |
| Noninterest income | 34,000 | 65,000 | 111,000 | 152,000 |
| Noninterest expense | 282,000 | 554,000 | 840,000 | 1,131,000 |
| Provision for loan losses | 110,000 | 129,000 | 149,000 | 168,000 |
| Pretax income | -31,000 | 68,000 | 169,000 | 231,000 |
| Income tax | 0 | 4,000 | 36,000 | 47,000 |
| Net income | -31,000 | 64,000 | 133,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,672,000 | 3,767,000 | 3,836,000 | 3,887,000 |
| Total capital | 3,894,000 | 3,992,000 | 4,056,000 | 4,123,000 |
| Risk-weighted assets | 17,562,000 | 17,784,000 | 18,118,000 | 18,741,000 |