Call reports 2011
FARMERS AND MERCHANTS BANK — 2011
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,690,000 | 30,191,000 | 30,935,000 | 31,714,000 |
| Total loans | 15,216,000 | 15,540,000 | 15,916,000 | 15,803,000 |
| Allowance for loan losses | 270,000 | 293,000 | 295,000 | 297,000 |
| Securities available for sale | 8,685,000 | 8,668,000 | 8,887,000 | 8,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,800,000 | 24,222,000 | 24,744,000 | 25,551,000 |
| Interest-bearing deposits | 19,660,000 | 19,804,000 | 20,072,000 | 20,592,000 |
| Noninterest-bearing deposits | 4,140,000 | 4,418,000 | 4,673,000 | 4,959,000 |
| Equity capital | 3,778,000 | 3,791,000 | 3,934,000 | 3,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 736,000 | 1,122,000 | 1,496,000 |
| Interest expense | 72,000 | 132,000 | 193,000 | 251,000 |
| Net interest income | 290,000 | 604,000 | 929,000 | 1,245,000 |
| Noninterest income | -56,000 | -18,000 | 19,000 | 54,000 |
| Noninterest expense | 268,000 | 553,000 | 828,000 | 1,094,000 |
| Provision for loan losses | 20,000 | 168,000 | 187,000 | 267,000 |
| Pretax income | -54,000 | -135,000 | -67,000 | -62,000 |
| Income tax | 0 | 0 | 0 | -60,000 |
| Net income | -54,000 | -135,000 | -67,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,647,000 | 3,570,000 | 3,638,000 | 3,703,000 |
| Total capital | 3,854,000 | 3,778,000 | 3,849,000 | 3,918,000 |
| Risk-weighted assets | 16,515,000 | 16,583,000 | 16,830,000 | 17,119,000 |