Call reports 2010
FARMERS AND MERCHANTS BANK — 2010
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 31,107,000 | 30,051,000 | 29,234,000 | 30,082,000 |
| Total loans | 14,571,000 | 15,172,000 | 15,365,000 | 14,826,000 |
| Allowance for loan losses | 133,000 | 256,000 | 258,000 | 276,000 |
| Securities available for sale | 8,899,000 | 9,197,000 | 9,296,000 | 8,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,225,000 | 24,541,000 | 23,304,000 | 24,171,000 |
| Interest-bearing deposits | 20,955,000 | 20,546,000 | 19,231,000 | 19,262,000 |
| Noninterest-bearing deposits | 4,270,000 | 3,995,000 | 4,073,000 | 4,909,000 |
| Equity capital | 3,798,000 | 3,653,000 | 3,787,000 | 3,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 770,000 | 1,165,000 | 1,566,000 |
| Interest expense | 95,000 | 192,000 | 284,000 | 365,000 |
| Net interest income | 294,000 | 578,000 | 881,000 | 1,201,000 |
| Noninterest income | 36,000 | 77,000 | 108,000 | 157,000 |
| Noninterest expense | 244,000 | 524,000 | 777,000 | 1,012,000 |
| Provision for loan losses | 175,000 | 392,000 | 413,000 | 432,000 |
| Pretax income | -89,000 | -261,000 | -201,000 | -86,000 |
| Income tax | 0 | 0 | 0 | -60,000 |
| Net income | -89,000 | -261,000 | -201,000 | -26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,643,000 | 3,471,000 | 3,531,000 | 3,705,000 |
| Total capital | 3,776,000 | 3,670,000 | 3,735,000 | 3,914,000 |
| Risk-weighted assets | 15,769,000 | 15,900,000 | 16,242,000 | 16,639,000 |