Call reports 2009
FARMERS AND MERCHANTS BANK — 2009
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 30,440,000 | 29,378,000 | 29,055,000 | 29,560,000 |
| Total loans | 14,902,000 | 14,995,000 | 14,954,000 | 15,093,000 |
| Allowance for loan losses | 379,000 | 383,000 | 550,000 | 368,000 |
| Securities available for sale | 9,887,000 | 9,056,000 | 9,189,000 | 8,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,933,000 | 23,901,000 | 23,677,000 | 24,108,000 |
| Interest-bearing deposits | 20,829,000 | 20,081,000 | 19,804,000 | 20,151,000 |
| Noninterest-bearing deposits | 4,104,000 | 3,820,000 | 3,873,000 | 3,957,000 |
| Equity capital | 3,845,000 | 3,826,000 | 3,784,000 | 3,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 871,000 | 1,271,000 | 1,696,000 |
| Interest expense | 111,000 | 221,000 | 327,000 | 427,000 |
| Net interest income | 312,000 | 650,000 | 944,000 | 1,269,000 |
| Noninterest income | 38,000 | 23,000 | 78,000 | 210,000 |
| Noninterest expense | 274,000 | 544,000 | 831,000 | 1,131,000 |
| Provision for loan losses | 3,000 | 6,000 | 228,000 | 234,000 |
| Pretax income | 73,000 | 130,000 | -30,000 | 121,000 |
| Income tax | 24,000 | 25,000 | 0 | 36,000 |
| Net income | 49,000 | 105,000 | -30,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,752,000 | 3,793,000 | 3,638,000 | 3,742,000 |
| Total capital | 3,957,000 | 3,995,000 | 3,837,000 | 3,945,000 |
| Risk-weighted assets | 16,180,000 | 15,988,000 | 15,535,000 | 16,102,000 |