Call reports 2006
FARMERS AND MERCHANTS BANK — 2006
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,885,000 | 29,785,000 | 29,253,000 | 28,817,000 |
| Total loans | 13,163,000 | 12,861,000 | 13,094,000 | 12,755,000 |
| Allowance for loan losses | 458,000 | 466,000 | 457,000 | 423,000 |
| Securities available for sale | 9,304,000 | 9,088,000 | 9,418,000 | 9,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,462,000 | 24,375,000 | 23,151,000 | 24,207,000 |
| Interest-bearing deposits | 20,977,000 | 21,038,000 | 19,392,000 | 20,235,000 |
| Noninterest-bearing deposits | 3,485,000 | 3,337,000 | 3,759,000 | 3,972,000 |
| Equity capital | 3,331,000 | 3,271,000 | 3,437,000 | 3,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 828,000 | 1,277,000 | 1,715,000 |
| Interest expense | 141,000 | 293,000 | 454,000 | 634,000 |
| Net interest income | 272,000 | 535,000 | 823,000 | 1,081,000 |
| Noninterest income | 44,000 | 89,000 | 131,000 | 193,000 |
| Noninterest expense | 249,000 | 516,000 | 726,000 | 1,023,000 |
| Provision for loan losses | 16,000 | 28,000 | 41,000 | 55,000 |
| Pretax income | 51,000 | 81,000 | 188,000 | 197,000 |
| Income tax | 14,000 | 20,000 | 50,000 | 48,000 |
| Net income | 37,000 | 61,000 | 138,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,382,000 | 3,400,000 | 3,460,000 | 3,451,000 |
| Total capital | 3,580,000 | 3,598,000 | 3,654,000 | 3,640,000 |
| Risk-weighted assets | 15,619,000 | 15,572,000 | 15,231,000 | 14,851,000 |