Call reports 2002
FARMERS AND MERCHANTS BANK — 2002
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,110,000 | 30,179,000 | 30,450,000 | 29,416,000 |
| Total loans | 15,833,000 | 15,696,000 | 15,870,000 | 14,916,000 |
| Allowance for loan losses | 324,000 | 326,000 | 385,000 | 441,000 |
| Securities available for sale | 9,176,000 | 9,148,000 | 8,377,000 | 8,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,967,000 | 24,820,000 | 24,911,000 | 23,960,000 |
| Interest-bearing deposits | 22,542,000 | 21,887,000 | 22,024,000 | 21,316,000 |
| Noninterest-bearing deposits | 3,425,000 | 2,933,000 | 2,888,000 | 2,644,000 |
| Equity capital | 2,995,000 | 3,181,000 | 3,358,000 | 3,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 963,000 | 1,445,000 | 1,905,000 |
| Interest expense | 195,000 | 366,000 | 529,000 | 675,000 |
| Net interest income | 286,000 | 597,000 | 916,000 | 1,230,000 |
| Noninterest income | 41,000 | 98,000 | 143,000 | 184,000 |
| Noninterest expense | 229,000 | 450,000 | 681,000 | 969,000 |
| Provision for loan losses | 29,000 | 59,000 | 123,000 | 193,000 |
| Pretax income | 71,000 | 187,000 | 285,000 | 282,000 |
| Income tax | 21,000 | 59,000 | 94,000 | 90,000 |
| Net income | 50,000 | 128,000 | 191,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,822,000 | 2,871,000 | 2,945,000 | 2,936,000 |
| Total capital | 3,037,000 | 3,087,000 | 3,165,000 | 3,151,000 |
| Risk-weighted assets | 17,118,000 | 17,143,000 | 17,472,000 | 16,982,000 |