Call reports 2001
FARMERS AND MERCHANTS BANK — 2001
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,120,000 | 31,783,000 | 30,616,000 | 30,750,000 |
| Total loans | 17,456,000 | 17,363,000 | 16,259,000 | 16,037,000 |
| Allowance for loan losses | 315,000 | 341,000 | 301,000 | 296,000 |
| Securities available for sale | 6,738,000 | 7,579,000 | 7,484,000 | 8,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,904,000 | 25,582,000 | 25,325,000 | 25,530,000 |
| Interest-bearing deposits | 21,416,000 | 22,897,000 | 22,499,000 | 22,416,000 |
| Noninterest-bearing deposits | 2,488,000 | 2,684,000 | 2,826,000 | 3,114,000 |
| Equity capital | 2,985,000 | 2,982,000 | 3,084,000 | 3,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,119,000 | 1,679,000 | 2,204,000 |
| Interest expense | 278,000 | 582,000 | 864,000 | 1,097,000 |
| Net interest income | 270,000 | 537,000 | 815,000 | 1,107,000 |
| Noninterest income | 39,000 | 73,000 | 113,000 | 143,000 |
| Noninterest expense | 214,000 | 425,000 | 641,000 | 878,000 |
| Provision for loan losses | 29,000 | 58,000 | 88,000 | 117,000 |
| Pretax income | 66,000 | 127,000 | 199,000 | 255,000 |
| Income tax | 26,000 | 40,000 | 60,000 | 78,000 |
| Net income | 40,000 | 87,000 | 139,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,721,000 | 2,739,000 | 2,782,000 | 2,791,000 |
| Total capital | 2,951,000 | 2,977,000 | 3,005,000 | 3,007,000 |
| Risk-weighted assets | 18,338,000 | 18,914,000 | 17,778,000 | 17,208,000 |