Call reports 2025
FIRST STATE BANK IN TEMPLE — 2025
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 24,271,000 | 26,083,000 | 26,863,000 | 25,659,000 |
| Total loans | 10,384,000 | 7,213,000 | 8,495,000 | 12,274,000 |
| Allowance for loan losses | 255,000 | 254,000 | 248,000 | 248,000 |
| Securities available for sale | 12,417,000 | 11,563,000 | 12,554,000 | 11,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,663,000 | 21,757,000 | 22,195,000 | 19,265,000 |
| Interest-bearing deposits | 13,895,000 | 15,464,000 | 15,580,000 | 14,112,000 |
| Noninterest-bearing deposits | 4,768,000 | 6,293,000 | 6,615,000 | 5,153,000 |
| Equity capital | 4,252,000 | 4,245,000 | 4,567,000 | 4,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 603,000 | 924,000 | 1,239,000 |
| Interest expense | 97,000 | 197,000 | 302,000 | 400,000 |
| Net interest income | 200,000 | 406,000 | 622,000 | 839,000 |
| Noninterest income | 7,000 | 14,000 | 22,000 | 30,000 |
| Noninterest expense | 160,000 | 310,000 | 462,000 | 709,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 110,000 | 182,000 | 160,000 |
| Income tax | 4,000 | 9,000 | 15,000 | 2,000 |
| Net income | 43,000 | 101,000 | 167,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,028,000 | 6,086,000 | 6,152,000 | 6,144,000 |