Call reports 2024
FIRST STATE BANK IN TEMPLE — 2024
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 26,561,000 | 26,170,000 | 25,679,000 | 23,710,000 |
| Total loans | 11,739,000 | 6,798,000 | 7,065,000 | 9,699,000 |
| Allowance for loan losses | 259,000 | 259,000 | 259,000 | 255,000 |
| Securities available for sale | 13,007,000 | 12,797,000 | 13,392,000 | 12,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,842,000 | 22,031,000 | 21,133,000 | 19,541,000 |
| Interest-bearing deposits | 15,319,000 | 16,143,000 | 15,897,000 | 14,780,000 |
| Noninterest-bearing deposits | 5,523,000 | 5,888,000 | 5,236,000 | 4,761,000 |
| Equity capital | 3,931,000 | 4,076,000 | 4,463,000 | 4,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 672,000 | 983,000 | 1,292,000 |
| Interest expense | 102,000 | 214,000 | 315,000 | 417,000 |
| Net interest income | 248,000 | 458,000 | 668,000 | 875,000 |
| Noninterest income | 10,000 | 18,000 | 25,000 | 33,000 |
| Noninterest expense | 148,000 | 294,000 | 433,000 | 670,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 182,000 | 260,000 | 238,000 |
| Income tax | 0 | 0 | 0 | 21,000 |
| Net income | 110,000 | 182,000 | 260,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,878,000 | 5,950,000 | 6,028,000 | 5,985,000 |