Call reports 2023
FIRST STATE BANK IN TEMPLE — 2023
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 26,769,000 | 26,504,000 | 25,732,000 | 25,802,000 |
| Total loans | 9,581,000 | 6,619,000 | 7,183,000 | 11,359,000 |
| Allowance for loan losses | 261,000 | 262,000 | 260,000 | 260,000 |
| Securities available for sale | 15,442,000 | 14,953,000 | 14,458,000 | 13,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,896,000 | 22,684,000 | 22,024,000 | 20,648,000 |
| Interest-bearing deposits | 17,315,000 | 16,914,000 | 16,406,000 | 15,396,000 |
| Noninterest-bearing deposits | 5,581,000 | 5,770,000 | 5,618,000 | 5,252,000 |
| Equity capital | 3,846,000 | 3,786,000 | 3,654,000 | 3,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 547,000 | 833,000 | 1,141,000 |
| Interest expense | 49,000 | 109,000 | 185,000 | 270,000 |
| Net interest income | 225,000 | 438,000 | 648,000 | 871,000 |
| Noninterest income | 11,000 | 19,000 | 27,000 | 32,000 |
| Noninterest expense | 152,000 | 300,000 | 434,000 | 647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 157,000 | 241,000 | 217,000 |
| Income tax | 21,000 | 38,000 | 58,000 | 30,000 |
| Net income | 63,000 | 119,000 | 183,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,644,000 | 5,700,000 | 5,764,000 | 5,768,000 |