Call reports 2022
FIRST STATE BANK IN TEMPLE — 2022
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 26,706,000 | 26,836,000 | 26,182,000 | 26,042,000 |
| Total loans | 12,217,000 | 9,305,000 | 8,570,000 | 9,277,000 |
| Allowance for loan losses | 269,000 | 269,000 | 268,000 | 261,000 |
| Securities available for sale | 13,563,000 | 15,342,000 | 16,383,000 | 15,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,296,000 | 23,113,000 | 22,495,000 | 21,393,000 |
| Interest-bearing deposits | 16,445,000 | 17,477,000 | 16,832,000 | 15,871,000 |
| Noninterest-bearing deposits | 5,851,000 | 5,636,000 | 5,663,000 | 5,522,000 |
| Equity capital | 4,373,000 | 3,679,000 | 3,586,000 | 3,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 476,000 | 714,000 | 982,000 |
| Interest expense | 14,000 | 29,000 | 47,000 | 83,000 |
| Net interest income | 232,000 | 447,000 | 667,000 | 899,000 |
| Noninterest income | 16,000 | 67,000 | 83,000 | 99,000 |
| Noninterest expense | 154,000 | 298,000 | 427,000 | 665,000 |
| Provision for loan losses | -190,000 | -190,000 | -190,000 | -190,000 |
| Pretax income | 281,000 | 408,000 | 503,000 | 481,000 |
| Income tax | 92,000 | 114,000 | 128,000 | 126,000 |
| Net income | 189,000 | 294,000 | 375,000 | 355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,404,000 | 5,508,000 | 5,590,000 | 5,601,000 |