Call reports 2021
FIRST STATE BANK IN TEMPLE — 2021
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 25,267,000 | 26,599,000 | 26,759,000 | 27,550,000 |
| Total loans | 13,519,000 | 10,121,000 | 10,157,000 | 12,708,000 |
| Allowance for loan losses | 459,000 | 459,000 | 459,000 | 459,000 |
| Securities available for sale | 9,820,000 | 13,872,000 | 15,309,000 | 14,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,964,000 | 21,268,000 | 21,428,000 | 20,643,000 |
| Interest-bearing deposits | 14,790,000 | 15,844,000 | 16,165,000 | 15,161,000 |
| Noninterest-bearing deposits | 5,174,000 | 5,424,000 | 5,263,000 | 5,482,000 |
| Equity capital | 5,260,000 | 5,296,000 | 5,309,000 | 5,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 224,000 | 432,000 | 638,000 | 860,000 |
| Interest expense | 22,000 | 41,000 | 57,000 | 74,000 |
| Net interest income | 202,000 | 391,000 | 581,000 | 786,000 |
| Noninterest income | 14,000 | 26,000 | 38,000 | 51,000 |
| Noninterest expense | 154,000 | 302,000 | 442,000 | 705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 121,000 | 190,000 | 145,000 |
| Income tax | 0 | 28,000 | 41,000 | 49,000 |
| Net income | 61,000 | 93,000 | 149,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,175,000 | 5,201,000 | 5,258,000 | 5,185,000 |