Call reports 2020
FIRST STATE BANK IN TEMPLE — 2020
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 25,410,000 | 25,397,000 | 24,448,000 | 23,516,000 |
| Total loans | 17,094,000 | 11,566,000 | 11,845,000 | 13,112,000 |
| Allowance for loan losses | 467,000 | 466,000 | 470,000 | 459,000 |
| Securities available for sale | 7,640,000 | 8,018,000 | 8,733,000 | 8,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,210,000 | 19,933,000 | 18,959,000 | 18,071,000 |
| Interest-bearing deposits | 14,426,000 | 15,251,000 | 14,552,000 | 13,272,000 |
| Noninterest-bearing deposits | 3,784,000 | 4,682,000 | 4,407,000 | 4,799,000 |
| Equity capital | 5,178,000 | 5,350,000 | 5,368,000 | 5,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 603,000 | 813,000 | 1,038,000 |
| Interest expense | 39,000 | 76,000 | 106,000 | 134,000 |
| Net interest income | 280,000 | 527,000 | 707,000 | 904,000 |
| Noninterest income | 10,000 | 16,000 | 21,000 | 28,000 |
| Noninterest expense | 178,000 | 362,000 | 515,000 | 778,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 154,000 | 185,000 | 126,000 |
| Income tax | 0 | 9,000 | 19,000 | 30,000 |
| Net income | 84,000 | 145,000 | 166,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,133,000 | 5,162,000 | 5,184,000 | 5,094,000 |
| Total capital | 5,373,000 | 5,358,000 | — | — |
| Risk-weighted assets | 18,948,000 | 15,378,000 | — | — |