Call reports 2019
FIRST STATE BANK IN TEMPLE — 2019
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 26,132,000 | 25,577,000 | 24,986,000 | 23,915,000 |
| Total loans | 16,995,000 | 13,126,000 | 13,342,000 | 15,182,000 |
| Allowance for loan losses | 458,000 | 446,000 | 447,000 | 467,000 |
| Securities available for sale | 7,985,000 | 8,358,000 | 8,332,000 | 8,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,380,000 | 20,322,000 | 19,615,000 | 18,632,000 |
| Interest-bearing deposits | 15,044,000 | 15,750,000 | 15,296,000 | 14,245,000 |
| Noninterest-bearing deposits | 4,336,000 | 4,572,000 | 4,319,000 | 4,387,000 |
| Equity capital | 5,017,000 | 5,199,000 | 5,299,000 | 5,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 648,000 | 938,000 | 1,239,000 |
| Interest expense | 42,000 | 84,000 | 122,000 | 158,000 |
| Net interest income | 288,000 | 564,000 | 816,000 | 1,081,000 |
| Noninterest income | 12,000 | 22,000 | 32,000 | 41,000 |
| Noninterest expense | 176,000 | 347,000 | 516,000 | 933,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 124,000 | 239,000 | 332,000 | 170,000 |
| Income tax | 0 | 3,000 | 5,000 | 6,000 |
| Net income | 124,000 | 236,000 | 327,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,027,000 | 5,139,000 | 5,232,000 | 5,022,000 |
| Total capital | 5,267,000 | 5,346,000 | 5,440,000 | 5,243,000 |
| Risk-weighted assets | 19,014,000 | 16,349,000 | 16,370,000 | 17,394,000 |