Call reports 2018
FIRST STATE BANK IN TEMPLE — 2018
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 25,746,000 | 23,553,000 | 23,543,000 | 24,939,000 |
| Total loans | 16,354,000 | 12,921,000 | 14,554,000 | 16,335,000 |
| Allowance for loan losses | 451,000 | 438,000 | 436,000 | 455,000 |
| Securities available for sale | 8,449,000 | 8,281,000 | 8,266,000 | 8,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,348,000 | 18,567,000 | 18,157,000 | 18,392,000 |
| Interest-bearing deposits | 13,229,000 | 14,403,000 | 13,971,000 | 13,751,000 |
| Noninterest-bearing deposits | 4,119,000 | 4,164,000 | 4,186,000 | 4,641,000 |
| Equity capital | 4,869,000 | 4,957,000 | 4,962,000 | 4,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 611,000 | 887,000 | 1,199,000 |
| Interest expense | 33,000 | 66,000 | 91,000 | 122,000 |
| Net interest income | 285,000 | 545,000 | 796,000 | 1,077,000 |
| Noninterest income | 17,000 | 32,000 | 42,000 | 52,000 |
| Noninterest expense | 170,000 | 351,000 | 515,000 | 945,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 132,000 | 226,000 | 323,000 | 148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 226,000 | 323,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,960,000 | 5,054,000 | 5,116,000 | 4,901,000 |
| Total capital | 5,178,000 | 5,257,000 | 5,330,000 | 5,131,000 |
| Risk-weighted assets | 17,193,000 | 16,028,000 | 16,931,000 | 18,206,000 |