Call reports 2017
FIRST STATE BANK IN TEMPLE — 2017
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 23,305,000 | 23,282,000 | 24,794,000 | 26,174,000 |
| Total loans | 14,418,000 | 12,848,000 | 15,060,000 | 16,775,000 |
| Allowance for loan losses | 443,000 | 441,000 | 441,000 | 450,000 |
| Securities available for sale | 7,710,000 | 7,788,000 | 9,100,000 | 8,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,422,000 | 18,257,000 | 18,178,000 | 17,711,000 |
| Interest-bearing deposits | 13,240,000 | 13,863,000 | 13,808,000 | 12,970,000 |
| Noninterest-bearing deposits | 4,182,000 | 4,394,000 | 4,370,000 | 4,741,000 |
| Equity capital | 4,861,000 | 5,004,000 | 5,091,000 | 4,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 545,000 | 816,000 | 1,122,000 |
| Interest expense | 22,000 | 42,000 | 62,000 | 87,000 |
| Net interest income | 261,000 | 503,000 | 754,000 | 1,035,000 |
| Noninterest income | 16,000 | 30,000 | 45,000 | 58,000 |
| Noninterest expense | 160,000 | 322,000 | 482,000 | 903,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 117,000 | 211,000 | 319,000 | 162,000 |
| Income tax | 0 | 3,000 | 7,000 | 13,000 |
| Net income | 117,000 | 208,000 | 312,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,840,000 | 4,933,000 | 5,035,000 | 4,830,000 |
| Total capital | 5,043,000 | 5,127,000 | 5,246,000 | 5,060,000 |
| Risk-weighted assets | 15,992,000 | 15,296,000 | 16,636,000 | 18,153,000 |