Call reports 2016
FIRST STATE BANK IN TEMPLE — 2016
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 25,266,000 | 23,542,000 | 23,225,000 | 26,930,000 |
| Total loans | 15,773,000 | 11,887,000 | 12,504,000 | 15,286,000 |
| Allowance for loan losses | 433,000 | 433,000 | 434,000 | 444,000 |
| Securities available for sale | 7,922,000 | 7,378,000 | 9,370,000 | 9,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,123,000 | 18,309,000 | 17,915,000 | 17,309,000 |
| Interest-bearing deposits | 13,936,000 | 14,106,000 | 13,919,000 | 13,213,000 |
| Noninterest-bearing deposits | 4,187,000 | 4,203,000 | 3,996,000 | 4,096,000 |
| Equity capital | 5,035,000 | 5,137,000 | 5,210,000 | 4,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 549,000 | 795,000 | 1,041,000 |
| Interest expense | 21,000 | 41,000 | 59,000 | 78,000 |
| Net interest income | 272,000 | 508,000 | 736,000 | 963,000 |
| Noninterest income | 15,000 | 29,000 | 42,000 | 57,000 |
| Noninterest expense | 182,000 | 342,000 | 508,000 | 901,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 107,000 | 230,000 | 305,000 | 144,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 107,000 | 228,000 | 302,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,802,000 | 4,923,000 | 4,996,000 | 4,771,000 |
| Total capital | 5,010,000 | 5,102,000 | 5,169,000 | 4,985,000 |
| Risk-weighted assets | 16,445,000 | 13,939,000 | 13,544,000 | 16,862,000 |