Call reports 2015
FIRST STATE BANK IN TEMPLE — 2015
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 24,712,000 | 23,684,000 | 22,135,000 | 25,635,000 |
| Total loans | 13,569,000 | 11,100,000 | 12,042,000 | 15,891,000 |
| Allowance for loan losses | 433,000 | 430,000 | 428,000 | 435,000 |
| Securities available for sale | 10,323,000 | 10,739,000 | 9,499,000 | 9,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,787,000 | 17,814,000 | 17,059,000 | 17,715,000 |
| Interest-bearing deposits | 15,419,000 | 14,497,000 | 13,864,000 | 13,645,000 |
| Noninterest-bearing deposits | 3,368,000 | 3,317,000 | 3,195,000 | 4,070,000 |
| Equity capital | 4,860,000 | 4,856,000 | 5,014,000 | 4,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 526,000 | 770,000 | 1,034,000 |
| Interest expense | 19,000 | 37,000 | 54,000 | 72,000 |
| Net interest income | 255,000 | 489,000 | 716,000 | 962,000 |
| Noninterest income | 15,000 | 30,000 | 44,000 | 64,000 |
| Noninterest expense | 179,000 | 340,000 | 514,000 | 899,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 101,000 | 203,000 | 264,000 | 135,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 203,000 | 264,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,680,000 | 4,797,000 | 4,858,000 | 4,694,000 |
| Total capital | 4,878,000 | 4,962,000 | 5,027,000 | 4,904,000 |
| Risk-weighted assets | 15,669,000 | 12,924,000 | 13,288,000 | 16,585,000 |