Call reports 2014
FIRST STATE BANK IN TEMPLE — 2014
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 23,269,000 | 23,017,000 | 22,678,000 | 25,193,000 |
| Total loans | 13,033,000 | 9,064,000 | 10,172,000 | 14,198,000 |
| Allowance for loan losses | 432,000 | 433,000 | 431,000 | 432,000 |
| Securities available for sale | 9,145,000 | 10,092,000 | 10,515,000 | 10,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,140,000 | 18,271,000 | 17,822,000 | 17,587,000 |
| Interest-bearing deposits | 14,030,000 | 14,467,000 | 13,841,000 | 14,152,000 |
| Noninterest-bearing deposits | 3,110,000 | 3,804,000 | 3,981,000 | 3,435,000 |
| Equity capital | 4,600,000 | 4,727,000 | 4,834,000 | 4,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 515,000 | 737,000 | 984,000 |
| Interest expense | 18,000 | 36,000 | 53,000 | 70,000 |
| Net interest income | 264,000 | 479,000 | 684,000 | 914,000 |
| Noninterest income | 18,000 | 35,000 | 52,000 | 69,000 |
| Noninterest expense | 167,000 | 321,000 | 479,000 | 841,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | 115,000 | 188,000 | 277,000 | 152,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 32,000 |
| Net income | 108,000 | 173,000 | 254,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,601,000 | 4,667,000 | 4,748,000 | 4,579,000 |
| Total capital | 4,769,000 | 4,804,000 | 4,903,000 | 4,770,000 |
| Risk-weighted assets | 13,201,000 | 10,703,000 | 12,122,000 | 15,008,000 |