Call reports 2013
FIRST STATE BANK IN TEMPLE — 2013
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 22,440,000 | 21,067,000 | 21,139,000 | 22,790,000 |
| Total loans | 11,170,000 | 9,574,000 | 10,489,000 | 13,889,000 |
| Allowance for loan losses | 423,000 | 424,000 | 425,000 | 429,000 |
| Securities available for sale | 8,718,000 | 9,274,000 | 9,879,000 | 8,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,469,000 | 16,407,000 | 16,488,000 | 16,547,000 |
| Interest-bearing deposits | 13,841,000 | 13,505,000 | 13,252,000 | 13,332,000 |
| Noninterest-bearing deposits | 2,628,000 | 2,902,000 | 3,236,000 | 3,215,000 |
| Equity capital | 4,813,000 | 4,644,000 | 4,629,000 | 4,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 522,000 | 780,000 | 1,041,000 |
| Interest expense | 21,000 | 41,000 | 60,000 | 78,000 |
| Net interest income | 266,000 | 481,000 | 720,000 | 963,000 |
| Noninterest income | 17,000 | 34,000 | 52,000 | 70,000 |
| Noninterest expense | 164,000 | 315,000 | 461,000 | 840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 119,000 | 200,000 | 311,000 | 196,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 30,000 |
| Net income | 111,000 | 185,000 | 288,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,488,000 | 4,559,000 | 4,663,000 | 4,498,000 |
| Total capital | 4,631,000 | 4,686,000 | 4,797,000 | 4,667,000 |
| Risk-weighted assets | 11,158,000 | 9,817,000 | 10,404,000 | 13,298,000 |