Call reports 2012
FIRST STATE BANK IN TEMPLE — 2012
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 22,787,000 | 22,234,000 | 21,488,000 | 21,823,000 |
| Total loans | 12,854,000 | 9,509,000 | 9,541,000 | 11,720,000 |
| Allowance for loan losses | 414,000 | 416,000 | 419,000 | 421,000 |
| Securities available for sale | 9,679,000 | 10,370,000 | 11,149,000 | 9,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,681,000 | 17,090,000 | 16,157,000 | 15,928,000 |
| Interest-bearing deposits | 13,986,000 | 14,150,000 | 13,619,000 | 13,031,000 |
| Noninterest-bearing deposits | 2,695,000 | 2,940,000 | 2,538,000 | 2,897,000 |
| Equity capital | 4,740,000 | 4,960,000 | 5,127,000 | 4,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 613,000 | 916,000 | 1,168,000 |
| Interest expense | 29,000 | 55,000 | 78,000 | 101,000 |
| Net interest income | 309,000 | 558,000 | 838,000 | 1,067,000 |
| Noninterest income | 17,000 | 35,000 | 53,000 | 69,000 |
| Noninterest expense | 160,000 | 320,000 | 473,000 | 993,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 194,000 | 301,000 | 446,000 | 177,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 18,000 |
| Net income | 189,000 | 292,000 | 432,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,481,000 | 4,584,000 | 4,724,000 | 4,390,000 |
| Total capital | 4,641,000 | 4,709,000 | 4,843,000 | 4,530,000 |
| Risk-weighted assets | 12,520,000 | 9,800,000 | 9,258,000 | 10,929,000 |