Call reports 2010
FIRST STATE BANK IN TEMPLE — 2010
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 23,274,000 | 21,133,000 | 21,347,000 | 21,641,000 |
| Total loans | 13,483,000 | 9,865,000 | 10,557,000 | 12,549,000 |
| Allowance for loan losses | 434,000 | 434,000 | 431,000 | 431,000 |
| Securities available for sale | 9,154,000 | 8,192,000 | 8,535,000 | 8,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,676,000 | 16,475,000 | 16,442,000 | 16,545,000 |
| Interest-bearing deposits | 13,755,000 | 13,655,000 | 13,562,000 | 13,701,000 |
| Noninterest-bearing deposits | 2,921,000 | 2,820,000 | 2,880,000 | 2,844,000 |
| Equity capital | 4,464,000 | 4,577,000 | 4,774,000 | 4,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 738,000 | 1,033,000 | 1,309,000 |
| Interest expense | 50,000 | 95,000 | 130,000 | 173,000 |
| Net interest income | 376,000 | 643,000 | 903,000 | 1,136,000 |
| Noninterest income | 21,000 | 44,000 | 53,000 | 73,000 |
| Noninterest expense | 152,000 | 304,000 | 455,000 | 956,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 245,000 | 383,000 | 501,000 | 203,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | 235,000 | 373,000 | 491,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,263,000 | 4,403,000 | 4,520,000 | 4,131,000 |
| Total capital | 4,416,000 | 4,528,000 | 4,649,000 | 4,274,000 |
| Risk-weighted assets | 11,967,000 | 9,654,000 | 10,013,000 | 11,169,000 |