Call reports 2009
FIRST STATE BANK IN TEMPLE — 2009
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 23,106,000 | 22,932,000 | 21,431,000 | 24,023,000 |
| Total loans | 12,453,000 | 10,175,000 | 9,922,000 | 13,298,000 |
| Allowance for loan losses | 435,000 | 436,000 | 435,000 | 435,000 |
| Securities available for sale | 9,832,000 | 10,696,000 | 10,055,000 | 10,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,000,000 | 16,978,000 | 16,348,000 | 16,707,000 |
| Interest-bearing deposits | 14,382,000 | 14,234,000 | 13,916,000 | 13,794,000 |
| Noninterest-bearing deposits | 2,618,000 | 2,744,000 | 2,432,000 | 2,913,000 |
| Equity capital | 4,426,000 | 4,612,000 | 4,902,000 | 4,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 992,000 | 1,416,000 | 1,800,000 |
| Interest expense | 78,000 | 146,000 | 209,000 | 265,000 |
| Net interest income | 465,000 | 846,000 | 1,207,000 | 1,535,000 |
| Noninterest income | 20,000 | 36,000 | 53,000 | 69,000 |
| Noninterest expense | 163,000 | 314,000 | 467,000 | 1,124,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 323,000 | 568,000 | 805,000 | 367,000 |
| Income tax | 23,000 | 45,000 | 65,000 | 84,000 |
| Net income | 300,000 | 523,000 | 740,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,174,000 | 4,397,000 | 4,616,000 | 4,027,000 |
| Total capital | 4,328,000 | 4,530,000 | 4,741,000 | 4,184,000 |
| Risk-weighted assets | 12,072,000 | 10,298,000 | 9,663,000 | 12,248,000 |