Call reports 2008
FIRST STATE BANK IN TEMPLE — 2008
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 20,913,000 | 21,014,000 | 20,964,000 | 23,053,000 |
| Total loans | 11,511,000 | 9,255,000 | 10,452,000 | 12,544,000 |
| Allowance for loan losses | 438,000 | 437,000 | 436,000 | 436,000 |
| Securities available for sale | 8,827,000 | 8,115,000 | 9,592,000 | 10,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,663,000 | 16,721,000 | 16,212,000 | 16,442,000 |
| Interest-bearing deposits | 12,887,000 | 13,812,000 | 13,757,000 | 14,279,000 |
| Noninterest-bearing deposits | 2,776,000 | 2,909,000 | 2,455,000 | 2,163,000 |
| Equity capital | 4,235,000 | 4,182,000 | 4,523,000 | 4,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 893,000 | 1,338,000 | 1,797,000 |
| Interest expense | 133,000 | 241,000 | 338,000 | 428,000 |
| Net interest income | 303,000 | 652,000 | 1,000,000 | 1,369,000 |
| Noninterest income | 24,000 | 50,000 | 77,000 | 97,000 |
| Noninterest expense | 158,000 | 308,000 | 461,000 | 1,095,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 387,000 | 609,000 | 364,000 |
| Income tax | 8,000 | 34,000 | 68,000 | 92,000 |
| Net income | 154,000 | 353,000 | 541,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,885,000 | 4,082,000 | 4,271,000 | 3,874,000 |
| Total capital | 4,034,000 | 4,216,000 | 4,409,000 | 4,039,000 |
| Risk-weighted assets | 11,628,000 | 10,397,000 | 10,717,000 | 12,962,000 |