Call reports 2007
FIRST STATE BANK IN TEMPLE — 2007
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,612,000 | 20,064,000 | 19,389,000 | 20,488,000 |
| Total loans | 14,171,000 | 11,568,000 | 10,601,000 | 11,739,000 |
| Allowance for loan losses | 474,000 | 473,000 | 472,000 | 439,000 |
| Securities available for sale | 7,192,000 | 7,304,000 | 8,132,000 | 8,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,967,000 | 14,939,000 | 14,404,000 | 14,854,000 |
| Interest-bearing deposits | 12,533,000 | 12,342,000 | 11,960,000 | 11,991,000 |
| Noninterest-bearing deposits | 2,434,000 | 2,597,000 | 2,444,000 | 2,863,000 |
| Equity capital | 3,673,000 | 3,462,000 | 3,823,000 | 3,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 845,000 | 1,197,000 | 1,569,000 |
| Interest expense | 168,000 | 334,000 | 469,000 | 601,000 |
| Net interest income | 264,000 | 511,000 | 728,000 | 968,000 |
| Noninterest income | 26,000 | 52,000 | 78,000 | 102,000 |
| Noninterest expense | 149,000 | 301,000 | 449,000 | 845,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 269,000 | 364,000 | 232,000 |
| Income tax | 8,000 | 21,000 | 47,000 | 49,000 |
| Net income | 137,000 | 248,000 | 317,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,753,000 | 3,864,000 | 3,933,000 | 3,729,000 |
| Total capital | 3,931,000 | 4,017,000 | 4,074,000 | 3,876,000 |
| Risk-weighted assets | 13,922,000 | 11,909,000 | 10,966,000 | 11,444,000 |