Call reports 2006
FIRST STATE BANK IN TEMPLE — 2006
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 21,321,000 | 18,955,000 | 18,820,000 | 22,664,000 |
| Total loans | 13,053,000 | 10,468,000 | 10,883,000 | 13,995,000 |
| Allowance for loan losses | 476,000 | 476,000 | 475,000 | 475,000 |
| Securities available for sale | 5,316,000 | 6,561,000 | 6,615,000 | 7,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,654,000 | 15,443,000 | 14,732,000 | 14,962,000 |
| Interest-bearing deposits | 13,002,000 | 12,601,000 | 12,271,000 | 12,295,000 |
| Noninterest-bearing deposits | 2,652,000 | 2,842,000 | 2,461,000 | 2,667,000 |
| Equity capital | 3,484,000 | 3,448,000 | 3,656,000 | 3,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 696,000 | 1,030,000 | 1,414,000 |
| Interest expense | 110,000 | 226,000 | 337,000 | 466,000 |
| Net interest income | 255,000 | 470,000 | 693,000 | 948,000 |
| Noninterest income | 24,000 | 43,000 | 69,000 | 93,000 |
| Noninterest expense | 146,000 | 291,000 | 440,000 | 857,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 222,000 | 322,000 | 184,000 |
| Income tax | 0 | 17,000 | 33,000 | 33,000 |
| Net income | 133,000 | 205,000 | 289,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,649,000 | 3,719,000 | 3,805,000 | 3,618,000 |
| Total capital | 3,805,000 | 3,855,000 | 3,942,000 | 3,790,000 |
| Risk-weighted assets | 12,145,000 | 10,548,000 | 10,618,000 | 13,458,000 |