Call reports 2004
FIRST STATE BANK IN TEMPLE — 2004
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 21,051,000 | 20,858,000 | 20,837,000 | 19,812,000 |
| Total loans | 11,233,000 | 9,088,000 | 10,605,000 | 11,784,000 |
| Allowance for loan losses | 481,000 | 482,000 | 482,000 | 483,000 |
| Securities available for sale | 6,437,000 | 5,536,000 | 4,961,000 | 4,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,462,000 | 17,410,000 | 17,147,000 | 16,331,000 |
| Interest-bearing deposits | 14,814,000 | 14,730,000 | 14,510,000 | 13,680,000 |
| Noninterest-bearing deposits | 2,648,000 | 2,680,000 | 2,637,000 | 2,651,000 |
| Equity capital | 3,482,000 | 3,412,000 | 3,640,000 | 3,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 635,000 | 927,000 | 1,203,000 |
| Interest expense | 57,000 | 114,000 | 171,000 | 227,000 |
| Net interest income | 260,000 | 521,000 | 756,000 | 976,000 |
| Noninterest income | 23,000 | 46,000 | 64,000 | 84,000 |
| Noninterest expense | 139,000 | 274,000 | 414,000 | 850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 278,000 | 393,000 | 186,000 |
| Income tax | 16,000 | 57,000 | 64,000 | 23,000 |
| Net income | 130,000 | 221,000 | 329,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,395,000 | 3,484,000 | 3,593,000 | 3,385,000 |
| Total capital | 3,529,000 | 3,605,000 | 3,723,000 | 3,521,000 |
| Risk-weighted assets | 10,375,000 | 9,326,000 | 10,013,000 | 10,538,000 |