Call reports 2003
FIRST STATE BANK IN TEMPLE — 2003
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,840,000 | 20,761,000 | 20,764,000 | 20,410,000 |
| Total loans | 11,853,000 | 9,201,000 | 10,078,000 | 11,574,000 |
| Allowance for loan losses | 231,000 | 238,000 | 239,000 | 483,000 |
| Securities available for sale | 7,011,000 | 6,288,000 | 7,821,000 | 7,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,130,000 | 16,902,000 | 16,861,000 | 16,973,000 |
| Interest-bearing deposits | 14,586,000 | 14,299,000 | 13,886,000 | 14,039,000 |
| Noninterest-bearing deposits | 2,544,000 | 2,603,000 | 2,975,000 | 2,934,000 |
| Equity capital | 3,579,000 | 3,742,000 | 3,822,000 | 3,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 683,000 | 1,047,000 | 1,346,000 |
| Interest expense | 77,000 | 152,000 | 217,000 | 274,000 |
| Net interest income | 280,000 | 531,000 | 830,000 | 1,072,000 |
| Noninterest income | 23,000 | 47,000 | 67,000 | 87,000 |
| Noninterest expense | 130,000 | 273,000 | 406,000 | 864,000 |
| Provision for loan losses | 0 | 0 | 0 | 244,000 |
| Pretax income | 173,000 | 305,000 | 493,000 | 53,000 |
| Income tax | 15,000 | 25,000 | 41,000 | 65,000 |
| Net income | 158,000 | 280,000 | 452,000 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,478,000 | 3,599,000 | 3,769,000 | 3,265,000 |
| Total capital | 3,620,000 | 3,718,000 | 3,892,000 | 3,399,000 |
| Risk-weighted assets | 10,920,000 | 9,424,000 | 9,702,000 | 10,357,000 |