Call reports 2002
FIRST STATE BANK IN TEMPLE — 2002
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,464,000 | 20,667,000 | 20,533,000 | 20,297,000 |
| Total loans | 11,563,000 | 9,671,000 | 10,094,000 | 11,012,000 |
| Allowance for loan losses | 230,000 | 230,000 | 230,000 | 231,000 |
| Securities available for sale | 7,198,000 | 7,323,000 | 7,447,000 | 5,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,031,000 | 17,031,000 | 16,661,000 | 16,701,000 |
| Interest-bearing deposits | 14,758,000 | 14,275,000 | 14,228,000 | 14,255,000 |
| Noninterest-bearing deposits | 2,273,000 | 2,756,000 | 2,433,000 | 2,446,000 |
| Equity capital | 3,311,000 | 3,519,000 | 3,709,000 | 3,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 720,000 | 1,055,000 | 1,394,000 |
| Interest expense | 109,000 | 205,000 | 295,000 | 380,000 |
| Net interest income | 255,000 | 515,000 | 760,000 | 1,014,000 |
| Noninterest income | 26,000 | 47,000 | 71,000 | 95,000 |
| Noninterest expense | 140,000 | 274,000 | 406,000 | 818,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 141,000 | 294,000 | 437,000 | 286,000 |
| Income tax | 15,000 | 25,000 | 41,000 | 58,000 |
| Net income | 126,000 | 269,000 | 396,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,251,000 | 3,395,000 | 3,525,000 | 3,321,000 |
| Total capital | 3,375,000 | 3,516,000 | 3,649,000 | 3,446,000 |
| Risk-weighted assets | 9,829,000 | 9,588,000 | 9,781,000 | 9,975,000 |