Call reports 2001
FIRST STATE BANK IN TEMPLE — 2001
What FIRST STATE BANK IN TEMPLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,305,000 | 22,322,000 | 20,528,000 | 20,393,000 |
| Total loans | 10,754,000 | 9,314,000 | 8,833,000 | 10,644,000 |
| Allowance for loan losses | 109,000 | 114,000 | 114,000 | 229,000 |
| Securities available for sale | 8,408,000 | 9,133,000 | 10,086,000 | 7,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,011,000 | 16,991,000 | 16,485,000 | 17,062,000 |
| Interest-bearing deposits | 12,573,000 | 14,619,000 | 14,210,000 | 14,550,000 |
| Noninterest-bearing deposits | 2,438,000 | 2,372,000 | 2,275,000 | 2,512,000 |
| Equity capital | 3,305,000 | 3,383,000 | 3,575,000 | 3,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 837,000 | 1,206,000 | 1,591,000 |
| Interest expense | 183,000 | 369,000 | 534,000 | 663,000 |
| Net interest income | 228,000 | 468,000 | 672,000 | 928,000 |
| Noninterest income | 29,000 | 54,000 | 102,000 | 124,000 |
| Noninterest expense | 121,000 | 242,000 | 363,000 | 751,000 |
| Provision for loan losses | 0 | 0 | 0 | 114,000 |
| Pretax income | 157,000 | 302,000 | 442,000 | 243,000 |
| Income tax | 15,000 | 28,000 | 73,000 | 114,000 |
| Net income | 142,000 | 274,000 | 369,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,193,000 | 3,325,000 | 3,422,000 | 3,125,000 |
| Total capital | 3,302,000 | 3,439,000 | 3,535,000 | 3,248,000 |
| Risk-weighted assets | 9,941,000 | 9,351,000 | 9,012,000 | 9,686,000 |