Call reports 2025
CITY BANK — 2025
What CITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,403,133,000 | 4,361,766,000 | 4,477,529,000 | 4,478,487,000 |
| Total loans | 3,089,791,000 | 3,116,160,000 | 3,066,548,000 | 3,154,494,000 |
| Allowance for loan losses | 42,968,000 | 45,010,000 | 44,125,000 | 45,131,000 |
| Securities available for sale | 571,527,000 | 570,000,000 | 571,138,000 | 567,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,898,869,000 | 3,852,156,000 | 3,952,216,000 | 3,953,902,000 |
| Interest-bearing deposits | 2,826,055,000 | 2,740,179,000 | 2,831,642,000 | 2,850,560,000 |
| Noninterest-bearing deposits | 1,072,814,000 | 1,111,977,000 | 1,120,574,000 | 1,103,342,000 |
| Equity capital | 440,066,000 | 443,664,000 | 458,401,000 | 465,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 59,900,000 | 124,013,000 | 188,511,000 | 251,911,000 |
| Interest expense | 19,828,000 | 39,889,000 | 59,815,000 | 79,355,000 |
| Net interest income | 40,072,000 | 84,124,000 | 128,696,000 | 172,556,000 |
| Noninterest income | 10,625,000 | 22,788,000 | 33,953,000 | 44,811,000 |
| Noninterest expense | 32,543,000 | 65,487,000 | 98,130,000 | 130,160,000 |
| Provision for loan losses | 250,000 | 2,750,000 | 3,150,000 | 4,925,000 |
| Pretax income | 17,734,000 | 38,505,000 | 61,099,000 | 82,012,000 |
| Income tax | 3,834,000 | 8,305,000 | 13,053,000 | 17,269,000 |
| Net income | 13,900,000 | 30,200,000 | 48,046,000 | 64,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 477,126,000 | 483,178,000 | 488,925,000 | 492,355,000 |
| Total capital | 521,335,000 | 527,722,000 | 533,034,000 | 537,444,000 |
| Risk-weighted assets | 3,536,431,000 | 3,561,518,000 | 3,527,115,000 | 3,605,478,000 |