Call reports 2023
CITY BANK — 2023
What CITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,055,626,000 | 4,147,517,000 | 4,184,122,000 | 4,202,495,000 |
| Total loans | 2,809,089,000 | 3,001,222,000 | 3,013,837,000 | 3,028,653,000 |
| Allowance for loan losses | 39,560,000 | 43,137,000 | 42,075,000 | 42,356,000 |
| Securities available for sale | 698,579,000 | 628,093,000 | 584,969,000 | 622,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,606,905,000 | 3,672,131,000 | 3,709,685,000 | 3,713,371,000 |
| Interest-bearing deposits | 2,397,115,000 | 2,473,755,000 | 2,574,361,000 | 2,651,952,000 |
| Noninterest-bearing deposits | 1,209,790,000 | 1,198,376,000 | 1,135,324,000 | 1,061,419,000 |
| Equity capital | 383,064,000 | 408,075,000 | 395,582,000 | 420,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 47,426,000 | 98,223,000 | 154,724,000 | 211,933,000 |
| Interest expense | 11,370,000 | 25,808,000 | 44,773,000 | 64,992,000 |
| Net interest income | 36,056,000 | 72,415,000 | 109,951,000 | 146,941,000 |
| Noninterest income | 10,691,000 | 57,697,000 | 69,974,000 | 79,074,000 |
| Noninterest expense | 31,854,000 | 68,368,000 | 99,453,000 | 129,488,000 |
| Provision for loan losses | 800,000 | 4,760,000 | 4,060,000 | 4,960,000 |
| Pretax income | 13,883,000 | 53,625,000 | 73,053,000 | 88,508,000 |
| Income tax | 2,859,000 | 11,141,000 | 15,297,000 | 18,576,000 |
| Net income | 11,024,000 | 42,484,000 | 57,756,000 | 69,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 419,947,000 | 447,754,000 | 458,239,000 | 450,607,000 |
| Total capital | 461,457,000 | 492,314,000 | 502,004,000 | 494,353,000 |
| Risk-weighted assets | 3,395,912,000 | 3,564,531,000 | 3,561,494,000 | 3,520,338,000 |