Call reports 2022
CITY BANK — 2022
What CITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,997,546,000 | 3,972,525,000 | 3,990,227,000 | 3,942,106,000 |
| Total loans | 2,483,230,000 | 2,618,443,000 | 2,717,288,000 | 2,778,485,000 |
| Allowance for loan losses | 39,649,000 | 39,785,000 | 39,657,000 | 39,288,000 |
| Securities available for sale | 793,404,000 | 763,943,000 | 711,412,000 | 701,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,550,481,000 | 3,529,130,000 | 3,558,338,000 | 3,505,476,000 |
| Interest-bearing deposits | 2,318,942,000 | 2,230,105,000 | 2,198,464,000 | 2,255,942,000 |
| Noninterest-bearing deposits | 1,231,539,000 | 1,299,025,000 | 1,359,874,000 | 1,249,534,000 |
| Equity capital | 403,041,000 | 377,354,000 | 359,075,000 | 373,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 33,073,000 | 73,815,000 | 114,909,000 | 161,117,000 |
| Interest expense | 1,891,000 | 4,207,000 | 8,744,000 | 17,002,000 |
| Net interest income | 31,182,000 | 69,608,000 | 106,165,000 | 144,115,000 |
| Noninterest income | 23,335,000 | 42,586,000 | 63,523,000 | 76,199,000 |
| Noninterest expense | 37,030,000 | 73,015,000 | 110,048,000 | 142,377,000 |
| Provision for loan losses | -2,085,000 | -2,085,000 | -2,867,000 | -2,619,000 |
| Pretax income | 19,572,000 | 41,264,000 | 62,507,000 | 80,556,000 |
| Income tax | 3,898,000 | 8,279,000 | 12,623,000 | 16,466,000 |
| Net income | 15,674,000 | 32,985,000 | 49,884,000 | 64,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 394,330,000 | 399,566,000 | 408,357,000 | 414,559,000 |
| Total capital | 431,139,000 | 439,025,000 | 448,194,000 | 454,427,000 |
| Risk-weighted assets | 2,941,730,000 | 3,156,251,000 | 3,351,341,000 | 3,371,115,000 |