Call reports 2021
CITY BANK — 2021
What CITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,730,641,000 | 3,712,352,000 | 3,772,102,000 | 3,899,486,000 |
| Total loans | 2,368,469,000 | 2,383,401,000 | 2,519,920,000 | 2,514,084,000 |
| Allowance for loan losses | 45,019,000 | 42,963,000 | 42,768,000 | 42,098,000 |
| Securities available for sale | 777,208,000 | 777,613,000 | 752,562,000 | 724,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,232,097,000 | 3,244,147,000 | 3,301,949,000 | 3,436,684,000 |
| Interest-bearing deposits | 2,193,427,000 | 2,159,554,000 | 2,157,982,000 | 2,269,855,000 |
| Noninterest-bearing deposits | 1,038,670,000 | 1,084,593,000 | 1,143,967,000 | 1,166,829,000 |
| Equity capital | 415,903,000 | 426,589,000 | 426,143,000 | 429,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 32,975,000 | 65,985,000 | 100,416,000 | 135,010,000 |
| Interest expense | 2,197,000 | 4,387,000 | 6,416,000 | 8,336,000 |
| Net interest income | 30,778,000 | 61,598,000 | 94,000,000 | 126,674,000 |
| Noninterest income | 26,494,000 | 48,736,000 | 74,526,000 | 97,454,000 |
| Noninterest expense | 36,680,000 | 72,931,000 | 110,741,000 | 146,549,000 |
| Provision for loan losses | 88,000 | -1,918,000 | -1,918,000 | -1,918,000 |
| Pretax income | 20,504,000 | 39,321,000 | 59,703,000 | 79,497,000 |
| Income tax | 4,075,000 | 7,863,000 | 11,889,000 | 15,846,000 |
| Net income | 16,429,000 | 31,458,000 | 47,814,000 | 63,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 377,047,000 | 380,498,000 | 386,026,000 | 390,016,000 |
| Total capital | 408,927,000 | 413,791,000 | 421,458,000 | 425,748,000 |
| Risk-weighted assets | 2,537,058,000 | 2,653,591,000 | 2,827,025,000 | 2,852,057,000 |