Call reports 2020
CITY BANK — 2020
What CITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,214,746,000 | 3,582,477,000 | 3,541,137,000 | 3,597,462,000 |
| Total loans | 2,171,441,000 | 2,424,490,000 | 2,364,741,000 | 2,333,060,000 |
| Allowance for loan losses | 29,074,000 | 40,635,000 | 46,076,000 | 45,553,000 |
| Securities available for sale | 734,791,000 | 730,674,000 | 726,329,000 | 803,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,673,752,000 | 2,954,010,000 | 3,005,348,000 | 3,042,225,000 |
| Interest-bearing deposits | 1,924,903,000 | 2,006,984,000 | 2,037,744,000 | 2,057,029,000 |
| Noninterest-bearing deposits | 748,849,000 | 947,026,000 | 967,604,000 | 985,196,000 |
| Equity capital | 389,214,000 | 396,429,000 | 410,099,000 | 421,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 35,725,000 | 69,723,000 | 104,219,000 | 138,196,000 |
| Interest expense | 4,733,000 | 7,595,000 | 10,180,000 | 12,556,000 |
| Net interest income | 30,992,000 | 62,128,000 | 94,039,000 | 125,640,000 |
| Noninterest income | 16,441,000 | 41,388,000 | 73,046,000 | 99,207,000 |
| Noninterest expense | 33,549,000 | 68,301,000 | 104,006,000 | 140,144,000 |
| Provision for loan losses | 6,234,000 | 19,367,000 | 25,429,000 | 25,570,000 |
| Pretax income | 9,968,000 | 18,166,000 | 39,968,000 | 61,451,000 |
| Income tax | 1,985,000 | 3,615,000 | 7,966,000 | 12,268,000 |
| Net income | 7,983,000 | 14,551,000 | 32,002,000 | 49,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 346,136,000 | 348,975,000 | 363,834,000 | 372,947,000 |
| Total capital | 375,390,000 | 383,542,000 | 394,673,000 | 404,138,000 |
| Risk-weighted assets | 2,524,208,000 | 2,759,074,000 | 2,451,710,000 | 2,480,773,000 |