Call reports 2019
CITY BANK — 2019
What CITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,743,885,000 | 2,775,396,000 | 2,793,705,000 | 3,235,138,000 |
| Total loans | 1,936,630,000 | 1,974,585,000 | 2,012,745,000 | 2,192,658,000 |
| Allowance for loan losses | 23,381,000 | 24,171,000 | 24,176,000 | 24,197,000 |
| Securities available for sale | 339,051,000 | 263,564,000 | 401,335,000 | 707,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,318,281,000 | 2,348,905,000 | 2,354,142,000 | 2,701,088,000 |
| Interest-bearing deposits | 1,807,363,000 | 1,768,475,000 | 1,729,741,000 | 1,905,936,000 |
| Noninterest-bearing deposits | 510,918,000 | 580,430,000 | 624,401,000 | 795,152,000 |
| Equity capital | 276,256,000 | 284,198,000 | 290,592,000 | 372,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 31,990,000 | 64,482,000 | 98,132,000 | 132,883,000 |
| Interest expense | 6,539,000 | 13,296,000 | 19,505,000 | 24,805,000 |
| Net interest income | 25,451,000 | 51,186,000 | 78,627,000 | 108,078,000 |
| Noninterest income | 12,074,000 | 25,876,000 | 39,910,000 | 56,518,000 |
| Noninterest expense | 29,224,000 | 58,405,000 | 87,271,000 | 117,550,000 |
| Provision for loan losses | 608,000 | 1,483,000 | 1,903,000 | 2,799,000 |
| Pretax income | 7,693,000 | 17,174,000 | 29,363,000 | 44,220,000 |
| Income tax | 1,475,000 | 3,498,000 | 5,885,000 | 8,972,000 |
| Net income | 6,218,000 | 13,676,000 | 23,478,000 | 35,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 276,203,000 | 280,662,000 | 284,485,000 | 343,945,000 |
| Total capital | 299,764,000 | 305,013,000 | 308,841,000 | 368,322,000 |
| Risk-weighted assets | 2,125,905,000 | 2,159,935,000 | 2,236,217,000 | 2,511,446,000 |