Call reports 2018
CITY BANK — 2018
What CITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,581,195,000 | 2,614,649,000 | 2,685,635,000 | 2,710,801,000 |
| Total loans | 1,848,874,000 | 1,945,206,000 | 1,985,631,000 | 1,995,579,000 |
| Allowance for loan losses | 21,969,000 | 21,715,000 | 21,073,000 | 23,126,000 |
| Securities available for sale | 183,333,000 | 179,751,000 | 398,475,000 | 338,196,000 |
| Securities held to maturity | 74,994,000 | 74,766,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,185,808,000 | 2,207,957,000 | 2,284,612,000 | 2,300,139,000 |
| Interest-bearing deposits | 1,691,031,000 | 1,688,338,000 | 1,744,356,000 | 1,767,387,000 |
| Noninterest-bearing deposits | 494,777,000 | 519,619,000 | 540,256,000 | 532,752,000 |
| Equity capital | 252,699,000 | 254,443,000 | 258,511,000 | 269,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 27,248,000 | 55,608,000 | 86,325,000 | 117,981,000 |
| Interest expense | 3,924,000 | 8,193,000 | 13,402,000 | 19,612,000 |
| Net interest income | 23,324,000 | 47,415,000 | 72,923,000 | 98,369,000 |
| Noninterest income | 11,546,000 | 24,522,000 | 37,223,000 | 51,328,000 |
| Noninterest expense | 27,269,000 | 54,915,000 | 83,046,000 | 112,263,000 |
| Provision for loan losses | 778,000 | 2,318,000 | 5,733,000 | 6,901,000 |
| Pretax income | 6,823,000 | 14,704,000 | 21,988,000 | 31,154,000 |
| Income tax | 30,000 | -6,374,000 | -5,000,000 | -3,100,000 |
| Net income | 6,793,000 | 21,078,000 | 26,988,000 | 34,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 256,305,000 | 258,090,000 | 264,000,000 | 271,266,000 |
| Total capital | 278,454,000 | 279,985,000 | 285,253,000 | 294,572,000 |
| Risk-weighted assets | 1,989,776,000 | 2,094,082,000 | 2,159,686,000 | 2,169,584,000 |