Call reports 2016
CITY BANK — 2016
What CITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,544,627,000 | 2,556,556,000 | 2,554,089,000 | 2,496,841,000 |
| Total loans | 1,659,257,000 | 1,708,352,000 | 1,702,263,000 | 1,684,843,000 |
| Allowance for loan losses | 22,289,000 | 21,876,000 | 21,960,000 | 21,174,000 |
| Securities available for sale | 221,821,000 | 221,095,000 | 228,851,000 | 221,687,000 |
| Securities held to maturity | 105,951,000 | 104,985,000 | 103,468,000 | 103,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,163,563,000 | 2,173,574,000 | 2,161,797,000 | 2,110,329,000 |
| Interest-bearing deposits | 1,735,621,000 | 1,740,276,000 | 1,693,493,000 | 1,658,198,000 |
| Noninterest-bearing deposits | 427,942,000 | 433,298,000 | 468,304,000 | 452,131,000 |
| Equity capital | 238,165,000 | 243,385,000 | 246,667,000 | 245,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 23,655,000 | 47,754,000 | 72,601,000 | 97,093,000 |
| Interest expense | 3,090,000 | 6,259,000 | 9,406,000 | 12,451,000 |
| Net interest income | 20,565,000 | 41,495,000 | 63,195,000 | 84,642,000 |
| Noninterest income | 11,926,000 | 24,208,000 | 36,339,000 | 48,146,000 |
| Noninterest expense | 25,974,000 | 52,452,000 | 78,427,000 | 102,546,000 |
| Provision for loan losses | 20,000 | 20,000 | 100,000 | 1,969,000 |
| Pretax income | 6,497,000 | 13,231,000 | 21,007,000 | 28,273,000 |
| Income tax | 45,000 | 59,000 | 80,000 | 101,000 |
| Net income | 6,452,000 | 15,129,000 | 22,884,000 | 30,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 234,564,000 | 238,741,000 | 241,996,000 | 244,742,000 |
| Total capital | 257,033,000 | 260,797,000 | 264,136,000 | 266,096,000 |
| Risk-weighted assets | 1,802,298,000 | 1,838,809,000 | 1,827,861,000 | 1,822,776,000 |