Call reports 2015
CITY BANK — 2015
What CITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,392,592,000 | 2,401,313,000 | 2,380,938,000 | 2,533,093,000 |
| Total loans | 1,580,649,000 | 1,703,042,000 | 1,720,131,000 | 1,720,942,000 |
| Allowance for loan losses | 26,259,000 | 24,999,000 | 25,106,000 | 24,220,000 |
| Securities available for sale | 250,785,000 | 239,082,000 | 236,934,000 | 221,790,000 |
| Securities held to maturity | 111,810,000 | 111,469,000 | 110,874,000 | 109,532,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,097,319,000 | 2,107,924,000 | 2,049,691,000 | 2,143,182,000 |
| Interest-bearing deposits | 1,708,558,000 | 1,694,659,000 | 1,654,419,000 | 1,713,474,000 |
| Noninterest-bearing deposits | 388,761,000 | 413,265,000 | 395,272,000 | 429,708,000 |
| Equity capital | 227,225,000 | 227,628,000 | 232,232,000 | 234,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 22,195,000 | 45,667,000 | 70,252,000 | 94,935,000 |
| Interest expense | 2,993,000 | 5,955,000 | 8,774,000 | 11,577,000 |
| Net interest income | 19,202,000 | 39,712,000 | 61,478,000 | 83,358,000 |
| Noninterest income | 8,826,000 | 18,565,000 | 29,628,000 | 39,666,000 |
| Noninterest expense | 22,380,000 | 46,173,000 | 70,747,000 | 95,614,000 |
| Provision for loan losses | 39,000 | 107,000 | 687,000 | 781,000 |
| Pretax income | 5,609,000 | 12,007,000 | 19,682,000 | 26,639,000 |
| Income tax | 45,000 | 73,000 | 94,000 | 114,000 |
| Net income | 5,564,000 | 11,934,000 | 19,588,000 | 26,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 224,401,000 | 226,521,000 | 229,926,000 | 232,612,000 |
| Total capital | 246,158,000 | 249,720,000 | 252,984,000 | 255,595,000 |
| Risk-weighted assets | 1,735,902,000 | 1,853,941,000 | 1,842,521,000 | 1,837,380,000 |