Call reports 2014
CITY BANK — 2014
What CITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,151,823,000 | 2,118,092,000 | 2,268,650,000 | 2,332,169,000 |
| Total loans | 1,327,001,000 | 1,427,504,000 | 1,547,184,000 | 1,563,821,000 |
| Allowance for loan losses | 27,541,000 | 27,366,000 | 28,218,000 | 27,940,000 |
| Securities available for sale | 202,980,000 | 226,165,000 | 250,771,000 | 247,596,000 |
| Securities held to maturity | 120,470,000 | 115,584,000 | 114,831,000 | 114,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,885,681,000 | 1,854,755,000 | 1,996,096,000 | 2,047,903,000 |
| Interest-bearing deposits | 1,573,582,000 | 1,548,853,000 | 1,631,145,000 | 1,680,442,000 |
| Noninterest-bearing deposits | 312,099,000 | 305,902,000 | 364,951,000 | 367,461,000 |
| Equity capital | 207,878,000 | 211,094,000 | 218,695,000 | 224,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 19,886,000 | 40,385,000 | 65,492,000 | 88,715,000 |
| Interest expense | 3,025,000 | 5,946,000 | 9,180,000 | 12,126,000 |
| Net interest income | 16,861,000 | 34,439,000 | 56,312,000 | 76,589,000 |
| Noninterest income | 7,308,000 | 14,997,000 | 23,874,000 | 32,705,000 |
| Noninterest expense | 19,521,000 | 39,835,000 | 63,525,000 | 85,033,000 |
| Provision for loan losses | 426,000 | 456,000 | 576,000 | 649,000 |
| Pretax income | 4,222,000 | 9,257,000 | 16,214,000 | 23,741,000 |
| Income tax | 60,000 | 93,000 | 112,000 | 131,000 |
| Net income | 4,162,000 | 9,164,000 | 16,102,000 | 23,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,089,000 | 212,091,000 | 219,579,000 | 223,087,000 |
| Total capital | 228,956,000 | 231,034,000 | 240,148,000 | 243,571,000 |
| Risk-weighted assets | 1,419,476,000 | 1,506,853,000 | 1,637,655,000 | 1,631,092,000 |