Call reports 2013
CITY BANK — 2013
What CITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,055,315,000 | 2,038,833,000 | 2,064,620,000 | 2,158,336,000 |
| Total loans | 1,307,802,000 | 1,342,430,000 | 1,384,112,000 | 1,342,308,000 |
| Allowance for loan losses | 27,705,000 | 28,402,000 | 28,990,000 | 27,705,000 |
| Securities available for sale | 107,945,000 | 107,672,000 | 135,337,000 | 161,675,000 |
| Securities held to maturity | 87,117,000 | 96,359,000 | 105,062,000 | 109,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,795,491,000 | 1,768,358,000 | 1,799,322,000 | 1,900,928,000 |
| Interest-bearing deposits | 1,496,872,000 | 1,481,905,000 | 1,502,211,000 | 1,585,410,000 |
| Noninterest-bearing deposits | 298,619,000 | 286,453,000 | 297,111,000 | 315,518,000 |
| Equity capital | 203,319,000 | 203,729,000 | 204,175,000 | 207,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 19,019,000 | 38,397,000 | 58,697,000 | 79,402,000 |
| Interest expense | 2,879,000 | 5,878,000 | 8,910,000 | 11,988,000 |
| Net interest income | 16,140,000 | 32,519,000 | 49,787,000 | 67,414,000 |
| Noninterest income | 6,313,000 | 15,174,000 | 23,470,000 | 31,588,000 |
| Noninterest expense | 18,958,000 | 38,171,000 | 57,248,000 | 75,091,000 |
| Provision for loan losses | 25,000 | 1,705,000 | 1,785,000 | 2,261,000 |
| Pretax income | 3,470,000 | 7,817,000 | 14,224,000 | 21,650,000 |
| Income tax | 48,000 | 86,000 | 118,000 | 151,000 |
| Net income | 3,422,000 | 7,731,000 | 14,106,000 | 21,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,351,000 | 204,659,000 | 208,034,000 | 210,427,000 |
| Total capital | 220,611,000 | 222,342,000 | 226,168,000 | 228,245,000 |
| Risk-weighted assets | 1,370,122,000 | 1,403,785,000 | 1,439,722,000 | 1,415,348,000 |